Online identity theft
Online shopping is one of the most growing trends in the world. With the advent of smartphones, the internet world saw the greatest revolution of all times. The online vendors got a great target audience to cater and online buying and selling became the most earning industry. Almost everyone in America has an access to a computer or at least knows how to operate one. People rely too much on the technology and tend to get lazier. But there are some hidden side effects too. And you must be aware of them.
Online identity theft is when a person steals someone’s identification documents and uses them in online buying or related. There are two kinds of online identity theft. One is where there is a financial fraud and is most common among the two and the other is criminal activity. There is not much one can do to avoid being a victim of the online identity theft. It is rated as the number one crime in America. In most cases the victims know the criminal as one of their friends, relatives or a colleague at work. The use of one’s credit cards, bank statements, telecommunications, Taxes and various other scams come under the category of financial fraud. If a dangerous crime takes place by the use of one’s identification documents then that would be considered criminal activity. 42% of the consumer complaints received by the FTC comprised of identity theft. The government is trying to control this increasing crime, but due to the very reason that there is a very little chance of being caught, identity theft remains top crime in the United States. There are strict rules and laws against this crime that are supposed to scare the criminals but they don’t seem to do much. The victim in online identity theft may lose a large part of his income, go bankrupt, held accountable for the financial fraud and in worse cases may even be accused of the crime if he unfortunately does not have enough evidence to prove himself innocent.
Online identity theft is the largest growing crime in America and many other parts of the Europe. One cannot essentially avoid being a victim but there are some precautions that can help. Checking your credit status at least once a while and keeping all your important data and personal information at protected and secure sites will help.
Identity Theft Essay
In today's society, there is a white-collar crime that has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumers personal information such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very evident that identity theft is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly define identity theft. It will give examples of identity theft by examining the stories of Rosalie Pugliese and Mari Frank. It will show ways in which this very easily committed crime can be avoided, and in the extreme case that a person is a victim of identity fraud, to show the steps one can take to get their lives back on track.
According to identityguard.com, identity theft is defined as, ?when someone uses your name or personal information to open a credit account, take out a loan, or make a major purchase. And if they can do it once, they can do it repeatedly, using each new account as a reference for the next one. The result is that identity thieves can run up thousands of dollars worth of charges or obligations all in your name.? In our current society, since there have been a great deal of technological advances made, it is easier than ever for a common criminal to steal a social security number, a bank account number, or any other piece of information which could help a criminal gain access to ones personal finances. Identity thieves can retrieve vital information in many different ways. They can look through your trash at home or at work and retrieve a discarded bill, a piece of mail, or a credit application. They can intercept your mail before it reaches you and take your social security or other information off of it. Identity thieves can pose as a telemarketer, claiming to represent a reputable charity or business, a bank, or even a credit-reporting agency. By doing this, they may be able to coax vital information from a naïve consumer. ?In some states your Social Security number is printed right on your driver?s license, so an identity thief can write down your number when you use your license for identification.?1 While there was a time when thieves mainly rummaged through discarded mail and trash to attain valuable information, it is just as easy for them now to steal one?s identity using the Internet. As one can see, stealing someone?s identity is a very easy thing and can also be done in a number of different ways.
In 1999, an unsuspecting attorney by the name of Rosalie Pugliese was a victim of identity theft. Over a six-week period, not only did the thief run up over sixty-thousand dollars worth of goods...
Loading: Checking Spelling0%